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Category: Finance

China – The US Investor’s Darling

KIRAN KUMAR K V “There are two kinds of forecasters: those who don’t know and those who don’t’ know they don’t know” John Kenneth Galbraith – Economist (1908-2006) With the US equity markets currently perceived to be an all bubble market with undue overvaluations. In the words of Mark W Yusko (Founder of Morgan Creek […]

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A PRIMER ON CORPORATE FINANCE DECISIONS

KIRAN KUMAR K V In the remarkably transformed global business and financial environment, the opportunities and challenges for the corporate finance practitioners has elevated to a newer and more complex state. In response, shareholder value has become the central corporate agenda and corporates are becoming more focused on value creation (Chandra, Strategic Financial Management: Managing for […]

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“HOW CRR AND SLR WORKS? – A CASE STUDY”

Sudindra V R XYZ is a commercial bank operating with 05 branches in Karnataka, it was started in the year 2017. The bank is concentrating majorly on personal finance, industrial loan, agriculture assistance and some part of consumer loan. XYZ’s popular product is “XYZ priority savings account” and “XYZ future term deposit”, which pays good […]

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IS ORGANISATIONS USING M&A AS A SURVIVAL STRTEGY?

Sushanth .E .R Motives and Reasons behind mergers and Acquisition In today’s fast changing competitive business, world even leading organisations are insecure about their future in business world. Due to aggressive competition in business, organisations are now using M&A activities as their survival strategy to secure their long-term business goal. There are various reasons due […]

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A PRIMER ON BONDS

KIRAN KUMAR K V A Bond is a contractual agreement between the issuer and the bondholders. There are three elements that an investor needs to know about when investing in a bond: ĂĽ  The bond’s features, including issuer, maturity, par value, and coupon rate and frequency, and currency denomination. These features determine the bond’s cash […]

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FILING GST- GOODS AND SERVICES TAX RETRUN FOR REGULAR BUSINESSES

          Sudindra V R Government of India hurled Goods and Services Tax on July 1st 2017, which is a paramount decision in the history of Tax and Economics reforms in India.  GST is not merely a change in tax it is an overhaul in the way, which indirect taxes will levy.  Unless traditional […]

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VALUING DEBT & ANALYSING CREDIT RISK: A QUANTITATIVE MODEL

KIRAN KUMAR K V In the last two decades a number of financial crises have led to the growth of Credit Risk Analysis as a specialized proficiency. Events like the below have made the credit risk analysis models highly demanded by the financial world: The “Collapse of Japanese Bubble”: Due to a continued overinvestment that […]

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INSURANCE AS AN INDIVIDUAL RISK MANAGEMENT TOOL- A CASE STUDY

– PROF. SUDINDRA V R This case study developed based on hypothetical life events of Mr. Subash. This case will serve as a reference for the practical application of insurance as a risk management tool for various life events of an individual.  Every part of our life risk is inherent and effective management of risk […]

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Valuation Implications of Corporate Governance

– KIRAN KUMAR K V “I believe that nothing can be greater than a business, however small it may be, that is governed by conscience; and that nothing can be meaner or pettier than a business, however, governed without honesty and without brotherhood.” – William Hesketh Lever The relative quality, strength and reliability of a […]

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ARE INDIAN MUTUAL FUNDS SUCCESSFULLY ANCHORING THE RISK?

ARE INDIAN MUTUAL FUNDS SUCCESSFULLY ANCHORING THE RISK? KIRAN KUMAR K V Investors attempt to optimize in a particular manner as proposed by Harry Markowitz’s Modern portfolio theory. And that manner is referred to by him as rationality. According to the theory, rational behaviour is warranted as investors are led to decide in uncertainty. Investors […]

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