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“Power today comes from sharing information, not withholding it.”                                                               –Keith Ferrazzi, Never Eat Alone

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Restructuring of Loan Practices and its Implications for estimating NPA

Debt restructuring is the reorganization of borrower’s outstanding liabilities. It is generally a mechanism used by borrowers who are facing difficulties in repaying their debts. In the process of restructuring, the credit obligations are spread out over longer duration with smaller payments. This allows them flexibility to meet debt obligations. It is based on the […]

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Leadership : Integrating the two theories−Trait theories and Behavioural theories

Abstract: The focus of this article on Leadership is to examine the Trait theories and the Behavioural theories briefly, as separate quests, and to explore the possibility of integrating these two, seemingly disparate, theoretical approaches to ascertain whether an integrated model is available. The rationale for this effort is the changing aspirations of employees which […]

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Love’s “Libor”Lost – Use, Misuse & Abuse of Statistics

Abstract: This article examines the Libor ((London Interbank Offered Rate) scandal which rocked the global financial markets in July 2012. The scandal involved the manipulation of the LIBOR rates which adversely affected the multi-trillion dollar derivatives markets worldwide. The financial irregularities, the analysis of the problem, the impact on the markets and potential solutions are […]

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Why Customers buy what they buy – the six-factor syndrome

Abstract Marketing, to put it simply, is all about finding what customers need, creating a product to fulfill that need and doing all that is required to make the customers buy that product. If we look around, firms are continuously carrying on their marketing activities yet, customers, generally buy only when they choose to. The […]

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Alumni Day Celebration

  The ex-students of International School of Management Excellence gathered together to celebrate the Alumni Day on 7thOctober, 2012.  It was an opportunity for the past to coalesce for a while with the present. Interestingly, there were students from the first batch to the current batch. The event started with a welcome address and was followed […]

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CII Conference: Industrial Relations

                                                                                      Prof HS Mishra Confederation of Indian Industry organized a one day conference on the topic “Industrial Relations during Business volatility” at Hotel Taj West End Bangalore on 27 Sep at 10 AM. The event was attended by corporate, academicians and students. I attended the conference as ISME representative. The conference had 3 technical sessions […]

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Violence at Maruti Plant : Need Actions Prof HS Mishra

Introduction Maruti Suzuki, a leader in car production in India has often faced troubles with agitation of workers. It has two plants, one in Gurgaon and another in Manesar both located in Haryana. The protest by workers at Maruti Manesar plant turned violent an 18 July 12. Some 300 workers entered the premises, used rods, […]

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Innovation – different perceptions Ramesh Puttanna

An international event was organized by CII at  Bangalore on 30th & 31stAugust, 2012 and the theme was, “India innovates for the world”. I had the opportunity to attend for one day on 30th August. The inaugural address was by Hon’ble Chief Minister, Government of Karnataka, Mr Jagadish Shettar  and special address by Mr Kris […]

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BOOK REVIEW: “Prosperity Mind, How to harness the power of thought” Author: Randy Gage, Published by “The Depot” Priced only Rs 99/-.

Brief about the author  For more than 15 years, Randy Gage has been helping people transform self-limiting beliefs into self-fulfilling breakthroughs to achieve their dreams. Randy’s story of rising from a jail cell as a teen, to a self-made millionaire, has inspired millions around the world. This compelling journey of triumph over fear, self-doubt and […]

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